Core systems for households that want a safety net on the expensive equipment first.
- Heating system coverage
- Air conditioning coverage
- Interior electrical components
- Water heater (standard tank)
- Claim intake & dispatch
- $100 trade-service fee
Prices below are sample monthly rates for illustration on this site. Your quote depends on home size, equipment age, and selected add-ons. Trade-service fees are paid per approved visit and are explained before a technician is sent.
Core systems for households that want a safety net on the expensive equipment first.
Systems plus the kitchen and laundry appliances people actually use every day.
Whole-home breadth with higher caps and extras for households that want fewer gaps.
| Covered area | Essential | Complete | Premium |
|---|---|---|---|
| Heating & cooling | |||
| Electrical systems | |||
| Water heater | |||
| Interior plumbing | |||
| Kitchen appliances | |||
| Laundry pair | |||
| Garage door opener | |||
| Priority dispatch windows |
A home warranty is a budget tool. The monthly rate is the predictable part. The trade-service fee is the amount you pay when we send a technician for an approved claim — similar in spirit to a copay. Together they replace a surprise four-figure invoice for a compressor, a sealed-system fridge repair, or a water heater replacement (subject to limits).
Waiting periods apply to new enrollments so that a plan cannot be purchased after a failure has already started. Pre-existing conditions, missing maintenance, and cosmetic issues remain excluded on every tier. If two items fail, two claims and two fees may apply, unless they share a single covered cause as defined in the contract.
Annual prepay discounts may be available when you request a quote. Add-ons such as a pool/spa pack or well pump can be discussed during appointment booking if those systems exist on the property.
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