Transparent Plans

Choose the coverage depth that matches your home

Prices below are sample monthly rates for illustration on this site. Your quote depends on home size, equipment age, and selected add-ons. Trade-service fees are paid per approved visit and are explained before a technician is sent.

Essential
$49 / month

Core systems for households that want a safety net on the expensive equipment first.

  • Heating system coverage
  • Air conditioning coverage
  • Interior electrical components
  • Water heater (standard tank)
  • Claim intake & dispatch
  • $100 trade-service fee
Select Essential
Premium
$89 / month

Whole-home breadth with higher caps and extras for households that want fewer gaps.

  • Everything in Complete
  • Garage door opener
  • Extra refrigerator or stand-alone freezer
  • Higher per-item claim limits
  • Priority scheduling windows
  • $75 trade-service fee
Select Premium

Plan comparison

Covered area Essential Complete Premium
Heating & cooling
Electrical systems
Water heater
Interior plumbing
Kitchen appliances
Laundry pair
Garage door opener
Priority dispatch windows

How to think about the monthly number

A home warranty is a budget tool. The monthly rate is the predictable part. The trade-service fee is the amount you pay when we send a technician for an approved claim — similar in spirit to a copay. Together they replace a surprise four-figure invoice for a compressor, a sealed-system fridge repair, or a water heater replacement (subject to limits).

Waiting periods apply to new enrollments so that a plan cannot be purchased after a failure has already started. Pre-existing conditions, missing maintenance, and cosmetic issues remain excluded on every tier. If two items fail, two claims and two fees may apply, unless they share a single covered cause as defined in the contract.

Annual prepay discounts may be available when you request a quote. Add-ons such as a pool/spa pack or well pump can be discussed during appointment booking if those systems exist on the property.

Request a tailored quote